Mortgage
Auto
Credit Card Debt
PayDay
We'll Get The Offers, You Make The Choice!
Home Loans:
Mortgage Refinance
Home Equity
Second Mortgage
New Purchase
FHA Home Loans
FHA Streamline Refinance
Auto Loans:
New/Used Auto Loans
Auto Refinance
Bill Payment Services:
Payday Loans
Get Cash Now
Debt Relief Services:
Credit Card Debt Help
Debt Consolidation
Tax Debt Relief
Loan Resources:
Articles
Calculators
Site Map
"This is a great site to compare mortgage loans and mortgage quotes. The service is great and easy application to follow."
Stacy R., California
Refinancing Your Home With a Bad Credit Score
Your financial situation may have changed since you first purchased your property. Your credit may have taken a turn for the worst after falling behind on payments or relying on a large portion of credit card debt during financial hardship.
Refinancing your existing mortgage to take cash out of your home for a home improvement project, credit card debt consolidation or other purposes can help you save on your monthly payments.
The question you may be asking is "Can I refinance my home mortgage with my poor credit score and still receive a good rate?"
Save hundreds on your monthly payments.
Receive up to 4 free quotes.
We'll get the offers, you choose the terms.
Loan type
Property State
Select
Refinance
Debt Consolidation
Home Equity
Buying a Home
Select State
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Iowa
Idaho
Illinois
Indiana
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Missouri
Mississippi
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Credit Rating:
Excellent 700+
Good 600 - 699
Fair 500 - 599
Poor 499 or less
Fast and Easy Application.
Get the cash advance you need, Now.
Stop waiting for your money. Apply Now.
Requested loan amount
State
Select...
100
200
300
400
500
Select a state
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Iowa
Idaho
Illinois
Indiana
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Missouri
Mississippi
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Email Address:
Get a new car today or refinance for a lower payment.
No credit history, No Problem.
We also offer extended warranty services.
State
Type of Loan
Select a state
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Iowa
Idaho
Illinois
Indiana
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Missouri
Mississippi
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Select...
Auto Loan
Refinance Existing Loan
Buyout Current Lease
Credit Rating:
Select...
Excellent 700+
Good 600 - 699
Fair 500 - 599
Poor 499 or less
Stop paying high rates on your student loans.
Up to 4 free quotes and you chose the lender.
We'll find the loan you need for college.
First Name
Last Name
Email Address
Get your finances back on track.
Reduce your debt and save on your payments.
3 agencies will help discuss your options.
Amount of credit card debt:
Other unsecured debt:
Credit Card Debt
5,000 - 7,499
7,500 - 9,999
10,000 - 12,499
12,500 - 14,999
15,000 - 17,499
17,500 - 19,999
20,000 - 24,999
25,000 - 29,999
30,000 - 34,999
35,000 - 39,999
40,000 - 44,999
45,000 - 49,999
50,000 - 59,999
60,000 - 69,999
70,000 - 79,999
80,000 - 89,999
90,000 - 99,999
100,000 +
Other Debt
0
1 - 2,499
2,500 - 4,999
5,000 - 7,499
7,500 - 9,999
10,000 - 12,499
12,500 - 14,999
15,000 - 17,499
17,500 - 19,999
20,000 - 24,999
25,000 - 29,999
30,000 - 34,999
35,000 - 39,999
40,000 - 44,999
45,000 - 49,999
50,000 - 59,999
60,000 - 69,999
70,000 +
Current payment status:
Payment Status
Current
About To Fall Behind
31+ Days Behind
61+ Days Behind
Don't worry, with Loan Choice Direct the answer is "YES".
Contrary to popular belief, your life will not come to an end when your credit score drops below the magic number 670. Yes - it is true that credit score has an effect on the interest rate of your loan, however LCD is here to help.
By filling out our
quick and easy application
, one of our loan specialists will search our Premier Lender Network to supply you with up to 4
FREE
quotes.
That's right - our quotes are completely free with no obligation. We'll supply you four great offers and you can chose the one that best suits your needs.
Are you having trouble paying those high interest credit card bills?
Consolidate now
by using your home's equity to get a lower rate and save on your monthly payments!
Tips on Finding the Best Rate With Bad Credit:
1. The secret is to find a company that specializes in low credit score refinance loans. Here at LCD, our goal is to find you the best rate possible, regardless of your credit score.
2. Make sure to fill out all the information on your application completely and accurately. By providing us with all your accurate information, we can help assure that the quotes you receive are the best rate possible.
3. Don't try to falsify any information on your application when you have a "poor" credit rating (any credit score below 600). We will send your application to one of our loan specialists who is an expert in bad credit refinancing. Credit score is not the only factor when it comes to finding a loan, so do not lose hope simply because of your low FICO score.
Rates are the lowest they've been in close to 30 years.
Refinance now
to get a lower rate, save on your monthly payments or lock in with a fixed rate now!
@ Newsletter
Register here to recieve Newsletters with offers and tips to save money from
LoanChoiceDirect.com
Mortgage Loans
Credit and Debt Relief
Automotive Loans
Pay Day Loans
Home Purchase
Home Refinance
Home Equity
Fixed Rate
Adjustable Rate
FHA Secure Refinance
FHA vs. Conventional
FHA Home Loans
Streamline Refinance
Debt Management
Debt Settlement
Tax Debt Services
Foreclosure Refinancing
Bankruptcy Refinancing
Foreclosure Help
Bankruptcy Help
New Car Loans
Used Car Loans
Auto Refinance
Get Cash Now
Help Paying Bills
Payday Loans
Contact Us
| Terms Of Use |
Privacy Policy
|
Advertise With Us
Copyright © 2005-2008 Loan Choice Direct. All Rights Reserved.