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Customer Reviews
Loan Choice Direct Refinance Loan
"This is a great site to compare mortgage loans and mortgage quotes. The service is great and easy application to follow."
Stacy R., California
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Refinancing Your Home With a Bad Credit Score

Your financial situation may have changed since you first purchased your property. Your credit may have taken a turn for the worst after falling behind on payments or relying on a large portion of credit card debt during financial hardship.

Refinancing your existing mortgage to take cash out of your home for a home improvement project, credit card debt consolidation or other purposes can help you save on your monthly payments.

The question you may be asking is "Can I refinance my home mortgage with my poor credit score and still receive a good rate?"
Mortgage Loans Made Easy
bullet Save hundreds on your monthly payments.
bullet Receive up to 4 free quotes.
bullet We'll get the offers, you choose the terms.
Loan type Property State
Credit Rating:  
Don't worry, with Loan Choice Direct the answer is "YES".

Contrary to popular belief, your life will not come to an end when your credit score drops below the magic number 670. Yes - it is true that credit score has an effect on the interest rate of your loan, however LCD is here to help.

By filling out our quick and easy application, one of our loan specialists will search our Premier Lender Network to supply you with up to 4 FREE quotes.

That's right - our quotes are completely free with no obligation. We'll supply you four great offers and you can chose the one that best suits your needs.


Debt Consolidation
Are you having trouble paying those high interest credit card bills? Consolidate now by using your home's equity to get a lower rate and save on your monthly payments!
 

Tips on Finding the Best Rate With Bad Credit:
  • 1. The secret is to find a company that specializes in low credit score refinance loans. Here at LCD, our goal is to find you the best rate possible, regardless of your credit score.
  • 2. Make sure to fill out all the information on your application completely and accurately. By providing us with all your accurate information, we can help assure that the quotes you receive are the best rate possible.
  • 3. Don't try to falsify any information on your application when you have a "poor" credit rating (any credit score below 600). We will send your application to one of our loan specialists who is an expert in bad credit refinancing. Credit score is not the only factor when it comes to finding a loan, so do not lose hope simply because of your low FICO score.
Refinance Loan
Rates are the lowest they've been in close to 30 years. Refinance now to get a lower rate, save on your monthly payments or lock in with a fixed rate now!
 
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